Insurance & payment

Using your insurance for therapy and psychological testing

Cogniscribe Psychology works with several major insurance plans, and we typically check how your plan applies before you start. Coverage varies by plan, diagnosis, and medical necessity, so we typically verify your benefits and any authorization before you start. Whether your benefits apply to services with Dr. Anglin is confirmed when we check your plan.

  • Benefits verified first
  • Testing & therapy checked separately
  • Private pay also available
Person paying with a card at a payment terminal
Registered Psychological AssociatePSB94029529 · LMFT 121211
Therapy & testingIndividuals, couples, children & teens
Insurance checked firstBenefits verified before you start
Fair Oaks officePlus telehealth across California

Plans

Choose your plan

Each page explains how coverage usually works with that plan and what we check first.

Also on the Cogniscribe network list: UMR and Western Health Advantage. Medi-Cal: therapy for eligible Partnership HealthPlan of California members through Carelon. Don’t see your plan? Behavioral health benefits may be managed by a different network than the one on your card. Send us your details and we’ll check. Private pay is also available.

Team reviewing documents together at an office table

Understanding your benefits

What we check before you start

Behavioral health benefits can be confusing. Before your first appointment, we typically check:

  • Network status with your specific plan, including for services with Dr. Anglin
  • Whether therapy and/or psychological testing is covered
  • Your deductible and whether it has been met
  • Your copay or coinsurance
  • Whether prior authorization or a referral is required
  • Any limits on particular services

Information from an insurance company is not a guarantee of payment, so we walk you through what we find.

Desk with paperwork, a calculator, and a laptop

Testing

Using insurance for psychological assessment

Psychological testing is often covered when it is medically necessary, for example to clarify ADHD, autism, or a complex diagnostic question. Some plans require prior authorization, and some limit testing that is primarily educational. We confirm these details before scheduling.

Couple at a table reviewing bills and expenses together

Therapy

Using insurance for therapy

Therapy is usually billed under your behavioral health benefit, with a copay or coinsurance per session. Couples therapy is not always covered. We verify your therapy benefits separately from testing.

FAQ

Frequently asked questions

Can you check my insurance benefits before I start?

Yes. Coverage varies by plan, diagnosis, and medical necessity, and testing may require prior authorization. We typically verify your benefits before your first appointment and walk you through what we find.

Which insurance plans does Cogniscribe work with?

Cogniscribe Psychology works with several major insurance plans, and we typically check how your plan applies before you start. The list includes Aetna, Anthem Blue Cross, Blue Shield of California, Cigna/Evernorth, Optum/UnitedHealthcare/UMR, Carelon Behavioral Health, Sutter Health Plan, among others. Whether your benefits apply to services with Dr. Anglin is confirmed when we check your plan.

Does insurance cover ADHD or autism testing?

Some plans cover ADHD and autism evaluations when medically necessary, while others have exclusions or require authorization. We confirm the details of your plan.

Is private pay available?

Yes. If you prefer not to use insurance or your plan doesn’t cover a service, private pay is available. Ask us for current rates.

Next step

Let us check your coverage

Start the screening form with your insurance details. We verify your benefits before you start.

Takes a few minutes. We review it and reach out about next steps and your insurance.